Private loans are used to bridge the gap between what you have been awarded in federal aid and any remaining balance. These loans usually have higher interest programs. Students (or cosigner) must have a good credit history to obtain alternative loans.

Most loan programs will allow students to apply with a credit-worthy cosigner. For more information, check out the lenders and programs listed below.

The lenders listed have been selected based on customer service and borrower benefits. Borrowers are free to choose any lender even if they are not on this list. Neither Eastern Kentucky University nor the EKU Office of Student Financial Assistance benefits from a borrower's choice of lender.